Retirement Planning Education, with Andy Panko
চ্যানেল বিস্তারিত
Retirement Planning Education, with Andy Panko
Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!
সাম্প্রতিক এপিসোড
176 টি এপিসোড
#173 – Retirement planner chat, with Allen Mueller from 7 Saturdays Financial
Andy chats with fellow retirement planner Allen Mueller, CFA, CFP® from 7 Saturdays Financial. In this episode they talk about a wide array of retirem...
#172 - The conflicts, pros, cons and use cases of the different advisory fee structures
Andy shares his views on the few different ways in which people in the financial services/financial advisory industry can receive revenue:
#171 - Q&A edition...how much you can spend in retirement, Roth IRA 5-year rule, RMDs, accounts for grandchildren and MORE!
Listener Q&A where Andy talks about:
Link to Tax Planning to and Through Early Retirement
To send Andy quest...
#170 – Retirement planning chat with a "real" person, Scott
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Scott. They talk about a wide arr...
#169 - "Hot topics" edition...Andy and Justin Pritchard talk about target date funds, illiquid assets in 401(k) plans, firing an advisor and MORE!
Andy and Justin Pritchard from Approach Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning...
#168 - Helpful tools and interesting information from the recent IRS Tax Forum
Andy summarizes some helpful IRS tools and interesting IRS and tax return-related information after his recent attendance at the annual IRS Tax Forum/...
#167 - Q&A edition...basis in inherited IRAs, Social Security break even analysis, coordinating RMDs and Roth conversions and MORE!
Listener Q&A where Andy talks about:
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
#166 - The most common retirement planning questions from "real" people
In this slight twist to the "real" person episode format, Andy doesn't interview a real person but instead addresses the most common retirement planni...
#165 - "Hot topics" edition...Andy and Mark Rosinski talk about different withdrawal strategies, rule of 55 distributions, allocating the stock portion of a portfolio and MORE!
Andy and Mark Rosinski from Dunes Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Spec...
#164 - Summary of the 2025 annual Social Security trustees report
Andy summarizes the recent 2025 annual Social Security trustees report, including what it would actually mean if the system's trust fund were to deple...
#163 - Guest host Larry Pershing from Optimum Retirement Planning talks about managing and reducing concentrated stock holdings
In this special guest host episode, Larry Pershing from Optimum Retirement Planning talks about how to reduce and manage concentrated holdings in your...
#162 - Q&A edition...more about bonds, taking distributions from a 401(k), when tax rates might actually go up (and by how much) and MORE!
Listener Q&A where Andy talks about:
Links in this episode:
Morningstar article - How to Create an Investment Policy Statem...
#161 – Retirement planning chat with a "real" person, Jan
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jan. They talk about a wide array...
#160 - "Hot topics" edition...Andy and Lauren Hunt talk about the Social Security annual trustees report, the ever-increasing stock market, whether to take out loans or pay for things outright and MORE!
Andy and Lauren Hunt from Daybreak Wealth share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specif...
#159 - SPECIAL EDITION...Provisions of the "One Big Beautiful Bill Act" most likely to impact your tax return
In the SPECIAL EDITION episode, Andy summarizes the key provision of the recently signed into law One Big Beautiful Act that are most likely to impact...
#158 - How investment custodians make money
Andy discusses the main ways in which investment custodians like Scwhab, Vanguard and Fidelity make money (even when you often don't outright directly...
#157 - Q&A edition...bonds and the bond market, paying estimated taxes, converting ALL pre-tax money to Roth and MORE!
Listener Q&A where Andy talks about:
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
#156 - Three "real" people discuss how they handled the emotional transition into retirement and how they now find fulfillment, meaning and satisfaction
Andy chats with three different "real" people to discuss how they handled the non-financial/emotional transition from working to retirement, and what...
#155 - "Hot topics" edition...Andy and Larry Pershing talk about the Big Beautiful (tax) Bill, US debt, concentration in the S&P 500 and MORE!
Andy and Larry Pershing from Optimum Retirement Planning share their thoughts on a handful of current events and "hot topics" relating to retirement p...
#154 - What retirement-focused financial and tax planning firms do for their fee, using my firm as an example
Andy discusses what financial firms do for their fee, using his own firm, Tenon Financial, as an example
Links in this episode:
#153 - Guest hosts Mike Powers and Kirsten Ashbaugh from Manuka Financial talk more about data and cybersecurity best practices
In this special guest host episode, Mike Powers and Kirsten Ashbaugh from Manuka Financial talk cybersecurity best practices.
Link...
#152 - Q&A edition...how to deal with market declines, Social Security spousal benefits, vacation home sale impacts on IRMAA and MORE!
Listener Q&A where Andy talks about:
To send Andy questions to be addressed on future Q&A episodes, email andy@andy...
#151 – Retirement planning chat with a "real" person, Rob Berger
Andy chats with real people (not advisors) doing their own retirement planning. In this episode, Andy talks with Rob Berger, the creator of the Rob Be...
#150 - "Hot topics" edition...Andy and Brian Tegtmeyer talk about retiring in a down market, concerns about Social Security, making estimated tax payments and MORE!
Andy and Brian Tegtmeyer share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk...
#149 - Tips and best practices to protect your ID and financial information
Andy provides some tips and best practices to help keep your ID and financial information secure. Specifically:
Links in this epis...
#148 - Q&A edition...buffer ETFs, direct indexing, bucketing strategies, kiddie tax and MORE!
Listener Q&A where Andy talks about:
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
#147 – Chat with four "real" people, sharing what they wish they would have known or done differently during their divorces
In this special edition "real" person chat, Andy talks with four different people who went through "gray" divorce (i.e. divorcing later in life; typic...
#146 – Retirement planner chat, with Mark Rosinski from Dunes Financial
Andy chats with fellow retirement planner Mark Rosinski, CFP®, CPA from Dunes Financial. In this episode they talk about a wide array of retirement pl...
#145 - Understanding mutual fund capital gain distributions
Andy discusses the ins and outs of mutual fund capital gain distributions, particularly in normal taxable brokerage accounts.
#144 - Q&A edition...Rule of thumb for retirement income needs, qualified vs ordinary dividends, Social Security taxation and MORE!
Listener Q&A where Andy talks about:
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
#143 – Retirement planning chat with a "real" person, Jim Jones
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jim Jones. They talk about a wide...
#142 - "Hot topics" edition...Andy and Mike Powers talk about tariffs, TIPs, international stocks, data/cyber security and MORE!
Andy and Mike Powers share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk abo...
#141 - Determining how much Roth conversion to do in a given year
Andy discussed how to determine how much Roth conversion to do in a particular year (assuming you've decided Roth conversions make sense for you). He...
#140 - Q&A edition...Donor Advised Funds, back door Roth IRA contributions, 10-year Treasury bonds, crypto and MORE!
Listener Q&A where Andy talks about:
To find an "advice only" advisor - www.AdviceOnlyNetwork.com
To send Andy quest...
#139 – Retirement planning chat with a "real" person, John McLaurin
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with John McLaurin. They talk about a...
#138 – Retirement planner chat, with Liz Yoder from Dependent Financial Planning
Andy chats with fellow retirement planner Liz Yoder, CFP®, ChSNC® from Dependent Financial Planning. In this episode they talk about a wide array of r...
#137 - 7 scenarios where it might be beneficial to do Roth conversions
Andy discussed seven common scenarios where it might be beneficial to do Roth conversions:
Links in this episode:
#136 - Guest host edition...Mike Powers walks through his retirement planning checklist
Special guest host, Mike Powers, CPA, PFS, CFP®, from Manuka Financial sits behind the microphone to walk through his 22-point retirement planning che...
#135 - Q&A edition...understanding financial advisor's titles, repeal of Social Security WEP & GPO, umbrella insurance and MORE!
Listener Q&A where Andy talks about:
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
#134 – Retirement planning chat with a "real" person, Brian Alexander
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Brian Alexander. They talk about...